• Degn Gill posted an update 1 month, 2 weeks ago

    Minimize your credit card accounts to just one account. Having more than one card can lead to difficulties in managing your monthly payments. Typically most people spend on cards that are available and with multiples you run the risk of outstripping your ability to cover all the payments necessary to maintain your due dates.

    It is in your best…[Read more]

  • Degn Gill posted an update 1 month, 2 weeks ago

    Keep a daily checklist. Reward yourself when you’ve completed everything on the list for the week. Sometimes To help you manage your finances better you should not spend more money than you are bringing in. Too many people fall into the trap of buying something now and worrying about it later. In other words, do not put money on your credit cards,…[Read more]

  • Degn Gill posted an update 1 month, 2 weeks ago

    The envelope system is a tried and true budgeting technique that can work well for those who have a hard time staying within their budget. Cash out your paycheck at each pay period and put a predetermined amount of cash into each envelope for each line on your budget.
    Personal finance is the action of applying the principles of finance to an…[Read more]

  • Degn Gill posted an update 1 month, 2 weeks ago

    Look into a better plan for your cell phone. Chances are if you have had your cell phone for at least a couple of years, there is probably something out there that will benefit you more. Call your provider and ask for a better deal, or look around and see what is being offered.

    Choosing the right schools can affect your personal finance. One of…[Read more]

  • Degn Gill posted an update 1 month, 2 weeks ago

    If you are looking for the best deals, take the middle man out of the equation. Sites like Expedia and Travelocity can include transactions fees (though some have been reducing them or even eliminating them). Take a look at the prices directly available at the websites of the airlines and hotels you are considering. You may find that it is…[Read more]

  • Degn Gill became a registered member 1 month, 2 weeks ago